By starting early, even with small contributions initially, 401(k) accounts can be a powerful tool for building long-term ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or ...

Entrepreneurs and small businesses are the crucial component of a thriving, capitalism-based market economy. Small businesses ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

Professionally managed accounts within 401(k)s are having a moment. As of the end of 2024, nearly all participants in Vanguard plans had access to target-date funds, and almost 80% had access to ...

Some retirement accounts have federal bankruptcy protections, but the rules vary by account type and situation.

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can ...

Retirement accounts clawed back much of what was lost while highlighting how deeply policy shifts can hit workers’ savings.

At least $1.7 trillion languishes in lost or forgotten 401(k) accounts, with an average unclaimed balance of $56,616. Those 29 million idle accounts represent one quarter of all assets held in 401(k) ...

More than $2 trillion sits in forgotten or left-behind 401(k) retirement savings accounts, with an average balance of $66,691, according to a new report. Those 31.9 million accounts represent nearly ...