Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Key Takeaways One-third of individuals who have Vanguard-administered 401(k) plans and left a job in 2023 withdrew their ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

If you're turning 60 in 2026, there are a few important 401(k) rules you need to know, including new contribution limits, tax changes, and where to find help.

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

A 401(k) can really boost your retirement savings. According to a new study, people who save for retirement with a 401(k) ...

But it's not a given that you'll have a 401 (k) available to you in 2026. It may be that you're getting a new job at a small company that doesn't offer one. If that's the case, don't sweat it. You ...