Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Roth conversions are a savvy financial move, but only if you’re in the right age bracket, according to Dave Ramsey.

Choosing between a Roth IRA and a traditional IRA can shape your retirement and tax future. While Roth IRAs offer tax-free ...

A 70-year-old retiree sits on a healthy Roth IRA and refuses to touch it. He has heard, somewhere along the way, that pulling ...

A large 401(k) balance can leave you vulnerable to high RMDs if you do not use this strategy to prepare years in advance.

A 68-year-old retiree collecting Social Security ran a Roth conversion to shrink required minimum distributions (RMDs) ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

Higher earners can significantly boost tax-free retirement savings with mega backdoor Roth conversions. A mega backdoor Roth conversion involves after-tax 401(k) plan contributions, which are shifted ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

The final years of working and saving can determine whether retirement succeeds or falls apart.