Forbes contributors publish independent expert analyses and insights. Lucy Paulise is executive coach and author of Timebox, based in Texas. Have you ever wondered why some parts of the day feel ...

In a recent survey from the Digital Education Council, a global alliance of universities and industry representatives focused on education innovation, the majority of students (86%) said they use ...

Your credit utilization ratio is the amount of credit you've used compared with the amount you have available on your credit cards. If your credit utilization ratio exceeds 30%, it can hurt your ...

If a business wants to offset processing fees, you could have to pay a surcharge for using a credit card. However, if you want to avoid this fee, pay with your debit card, cash or check. Paying a ...